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During a recent Hill visit, we asked lawmakers to support increased flexibility to give employees greater choice.","otherTagsId":[]},{"title":"2021 Planning: 10 Key Questions to Get You Started","articleTag":"Healthcare Cost \u0026 Quality","imageURL":"/content/dam/mercer/assets/social-media/1027746460-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/2021-planning-10-key-questions-to-get-you-started.html","kickerTitle":"Strategic Planning","authorTagId":["Tracy Watts"],"publishDate":"Jan 23 2020","description":"Many employers feel they’ve maxed out on healthcare cost-shifting to plan members. 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In a surprise move,","otherTagsId":[]},{"title":"Google in the News – and What it May Mean for Consumer Health Data ","articleTag":"Innovation","imageURL":"/content/dam/mercer/assets/brandimages/AdobeStock-215658392-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/google-in-the-news-and-what-it-may-mean-for-consumer-health-data.html","kickerTitle":"Data and Technology","authorTagId":["Tracy Watts"],"publishDate":"Nov 14 2019","description":"What’s important to know is that once a patient has his or her own health data, that data is no longer covered by HIPAA for privacy reasons.","otherTagsId":["Tracy Watts"]},{"title":"Heard @ HLTH: Washington Insiders Discuss the Hottest Policy Topics","articleTag":"Health Law \u0026 Policy","imageURL":"/content/dam/mercer/assets/brandimages/668171738-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/heard-at-hlth-washington-insiders-discuss-the-hottest-policy-topics.html","kickerTitle":"HLTH","authorTagId":["Tracy Watts"],"publishDate":"Nov 14 2019","description":"Tracy Watts recaps the hottest policy issues discussed at the HLTH Conference – Medicare for All and Surprise Medical Bills.","otherTagsId":["Tracy Watts"]},{"title":"‘CLICK’ To Repeal Caddy Tax","articleTag":"","imageURL":"/content/dam/mercer/assets/social-media/109432754-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/click-to-repeal-caddy-tax.html","kickerTitle":"ACA Cadillac Tax","authorTagId":["Tracy Watts"],"publishDate":"Oct 24 2019","description":"We’re so close to repealing the Cadillac Tax that we can taste it. Earlier this year a repeal bill passed in the House with an overwhelming majority, and a simi","otherTagsId":[]},{"title":"Checklist: Open Enrollment Messages","articleTag":"Engagement","imageURL":"/content/dam/mercer/assets/social-media/506513452-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/checklist-open-enrollment-messages.html","kickerTitle":"Open Enrollment","authorTagId":["Tracy Watts"],"publishDate":"Oct 03 2019","description":"Open enrollment season is around the corner – which means it’s time to educate your employees on how to make informed decisions that will best benefit themselves and their families. 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Mercer’s Tracy Watts shares a few creative things employers can do to show some love for your employees’ furry friends. ","otherTagsId":["Tracy Watts"]},{"title":"On the Horizon: A Breakthrough in Consumer Medical Data","articleTag":"Innovation","imageURL":"/content/dam/mercer/assets/social-media/547016589-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/on-the-horizon-a-breakthrough-in-consumer-medical-data.html","kickerTitle":"Innovation","authorTagId":["Tracy Watts"],"publishDate":"Aug 15 2019","description":"Tech giants are aligning with key healthcare stakeholders to make it easier for patients to access their medical data. Here’s what we know so far…","otherTagsId":["Tracy Watts"]},{"title":"Millennial Doctors – What To Expect?","articleTag":"Healthcare Cost \u0026 Quality","imageURL":"/content/dam/mercer/assets/brandimages/GettyImages-946923850-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/millennial-doctors-what-to-expect.html","kickerTitle":"Healthcare Quality","authorTagId":["Tracy Watts"],"publishDate":"Aug 08 2019","description":"Millennials tend to get a bad rap when it comes to workplace expectations, but this infographic by Visual Capitalist proves otherwise. The infographic offers a glimpse into how physicians of the future work and how millennial doctors are disrupting the industry and transforming medicine. ","otherTagsId":["Tracy Watts"]},{"title":"Direct Primary Care as a Strategy to Manage Cost","articleTag":"Healthcare Cost \u0026 Quality","imageURL":"/content/dam/mercer/assets/social-media/932074828-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/direct-primary-care-as-a-strategy-to-manage-cost.html","kickerTitle":"Healthcare Costs","authorTagId":["Tracy Watts"],"publishDate":"Aug 01 2019","description":"Mercer primary care physicians say direct primary care ensures regular check-ups, preventive care and consultations before seeking more intensive care.","otherTagsId":["Tracy Watts"]},{"title":"Mercer, Stakeholders Brief Congress on Ending Surprise Billing through Market-based Reform","articleTag":"Health Law \u0026 Policy","imageURL":"/content/dam/mercer/Images_PR/US/US Health 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consumers and managing cost has been issued.","otherTagsId":["Tracy Watts"]},{"title":"RAND Study on Hospital Prices: The Takeaway for Employers","articleTag":"Healthcare Cost \u0026 Quality","imageURL":"/content/dam/mercer/assets/social-media/163392141-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/rand-study-on-hospital-prices-the-takeaway-for-employers.html","kickerTitle":"Hospital Prices","authorTagId":["Tracy Watts"],"publishDate":"May 16 2019","description":"A major study regarding the variance between prices paid for employer health plans, private health insurance plans and Medicare reveals signifcant disparities.","otherTagsId":["Tracy Watts"]},{"title":"Direct Contracts Blaze a Trail to Higher-Value Healthcare","articleTag":"Healthcare Cost \u0026 Quality","imageURL":"/content/dam/mercer/assets/social-media/547016209-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/direct-contracts-blaze-a-trail-to-higher-value-healthcare.html","kickerTitle":"Employer Strategies","authorTagId":["Tracy Watts"],"publishDate":"Apr 25 2019","description":"Big employers like Lowe’s, GE and McKesson blaze contracting trails on their own and are saving by negotiating healthcare contracts directly with providers.","otherTagsId":["Tracy Watts"]},{"title":"Are Out-of-Network Benefits Soon to Become Obsolete?","articleTag":"Benefit Flexibility","imageURL":"/content/dam/mercer/assets/brandimages/us-2018-defined-contribution-investment-philosophy-insight-3.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/are-out-of-network-benefits-soon-to-become-obsolete.html","kickerTitle":"Network Utilization","authorTagId":["Tracy Watts"],"publishDate":"Mar 14 2019","description":"Eliminating out of network benefits may be an effective strategy for some employers, but not all.","otherTagsId":["Tracy Watts"]},{"title":"Employers Asked to Sign Letter to Support ‘Cadillac Tax’ Repeal","articleTag":"Health Law \u0026 Policy","imageURL":"/content/dam/mercer/assets/social-media/gl-2016-us-election-impact-on-business.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/employers-asked-to-sign-letter-to-support-cadillac-tax-repeal.html","kickerTitle":"Cadillac Tax","authorTagId":["Tracy Watts"],"publishDate":"Jan 31 2019","description":"Alliance to Fight the 40 asking employers to sign on to a group letter to Congress supporting Cadillac tax repeal.","otherTagsId":["Tracy Watts"]},{"title":"Starting from $0: Help Employees Minimize Health Costs Pre-Deductible","articleTag":"Healthcare Cost \u0026 Quality","imageURL":"/content/dam/mercer/assets/social-media/107429894-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/help-employees-minimize-health-costs-pre-deductible.html","kickerTitle":"Consumerism","authorTagId":["Tracy Watts"],"publishDate":"Jan 11 2019","description":"Some ideas that could help employees better manage out-of-pocket expenses due to high-deductible plans.","otherTagsId":["Tracy Watts"]},{"title":"Employers Will Face Difficult Decisions if ACA Ruling Stands","articleTag":"Health Law \u0026 Policy","imageURL":"/content/dam/mercer/assets/social-media/gl-2016-us-election-impact-on-business.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/employers-will-face-difficult-decisions-if-aca-ruling-stands.html","kickerTitle":"Affordable Care Act","authorTagId":["Tracy Watts"],"publishDate":"Dec 17 2018","description":"Texas ACA ruling appealed to the Fifth Circuit Court of Appeals. 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More than $4 billion has been invested in digital health in each of the past two years and investment ac","otherTagsId":["Tracy Watts"]},{"title":"Heartfelt Congratulations to Mercer s Jacques Goulet","articleTag":"","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/heartfelt-congratulations-to-mercer-s-jacques-goulet.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Mar 15 2016","description":"Mercer’s president of Retirement, Health, and Benefits,, Jacques Goulet, receives Maple Leaf Award of Distinction from the Canadian Association of New York.","otherTagsId":["Tracy Watts"]},{"title":"Drive Better Results Using Best Practices in Health Benefit Management ","articleTag":"Benefit Flexibility","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/best-practices-drive-better-results.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Mar 11 2016","description":"Contemporary health benefit management trends have identified a new series of health best practices for employers.","otherTagsId":["Tracy Watts"]},{"title":"Make Every Day International Women s Day","articleTag":"Engagement","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/make-every-day-international-women-s-day.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Mar 09 2016","description":"Promoting women in the workplace? Consider offering retirement and financial education focused on women as you’re looking at how to promote gender diversity.","otherTagsId":["Tracy Watts"]},{"title":"Survey: Do Your Employees Understand Their Benefits ","articleTag":"Surveys \u0026 Analytics","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/do-your-employees-understand-their-benefits.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Feb 29 2016","description":"An International Foundation of Employee Benefit Plans survey found employees benefits understanding limited.","otherTagsId":["Tracy Watts"]},{"title":"The ACA: Where Do the Candidates Stand?","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/the-aca-where-do-the-candidates-stand.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Feb 09 2016","description":"Candidates views on health insurance and employment, private health insurance, national health insurance and high deductible health plans.","otherTagsId":["Tracy Watts"]},{"title":"EBRIs Dallas Salisbury Settled in New Role of President Emeritus ","articleTag":"Well-being \u0026 Lifestyle Benefits","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/ebri-s-dallas-salisbury-passes-the-torch.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jan 12 2016","description":"Dallas Salisbury accepts new role at Employee Benefit Research Institute and talks about employer sponsored health plans with Employee Benefit News.","otherTagsId":["Tracy Watts"]},{"title":"Protecting Your Identity in 2016","articleTag":"Well-being \u0026 Lifestyle Benefits","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/protecting-your-identity-in-2016.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jan 05 2016","description":"Data security should be high on the list when contemplating benefit related resolutions, cost effective health plans and employee nontaxable benefits.","otherTagsId":["Tracy Watts"]},{"title":"The ACA Excise Tax is Delayed Until 2020. Now What?","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/the-aca-excise-tax-is-delayed-until-2020-now-what.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Dec 18 2015","description":"Health improvement solutions (health innovations) including consumer directed health plans and total health management can reduce costs.","otherTagsId":["Tracy Watts"]},{"title":"Senate Votes to Repeal Cadillac Tax","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/senate-votes-to-repeal-cadillac-tax.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Dec 10 2015","description":"Senate approved Cadillac tax repeal on health care benefit offerings. Employers could choose to enhance retirement or life insurance benefits with the savings.","otherTagsId":["Tracy Watts"]},{"title":"Private Exchange Leaders Shaping the Future of Health Care","articleTag":"Innovation","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/private-exchange-leaders-shaping-the-future-of-health-care.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Nov 20 2015","description":"Leader of Mercer Marketplace private healthcare exchange recognized as leading the future of health care with other private exchange leaders.","otherTagsId":["Tracy Watts"]},{"title":"The Rise of Critical Illness Insurance","articleTag":"Benefit Flexibility","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/the-rise-of-critical-illness-insurance.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Nov 17 2015","description":"Along with the growth in enrollment of high-deductible health plans has come growth in voluntary insurance coverages to provide a “financial backstop” in","otherTagsId":["Tracy Watts"]},{"title":"Seven MORE Things to Consider for Open Enrollment Planning","articleTag":"Engagement","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/seven-more-things-to-consider-for-open-enrollment-planning.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Sep 10 2015","description":"A few weeks ago, we provided a list of five considerations for open enrollment regarding Affordable Care Act (ACA) compliance, focused on avoiding shared responsibil","otherTagsId":["Tracy Watts"]},{"title":"Exciting Time to Be in Our Business","articleTag":"Innovation","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/exciting-time-to-be-in-our-business.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Sep 03 2015","description":"The long Labor Day week-end is in sight, and summer is quickly becoming a memory. 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Will 2016 be a","otherTagsId":["Tracy Watts"]},{"title":"Employees Offer HSA Eligible Consumer Directed Health Plan ","articleTag":"Benefit Flexibility","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/few-invest-hsa-funds-and-miss-financial-opportunity.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Sep 01 2015","description":"Employee Benefit Research Institute (EBRI) study on HSA eligible consumer directed health plans study finds few invest contributions in financial markets.","otherTagsId":["Tracy Watts"]},{"title":"Could Opt Out Credits Impact ACA Affordability","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/could-opt-out-credits-impact-aca-affordability.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Aug 18 2015","description":"Recent HIPAA FAQs announced ACA opt out credits could generate high claims costs. Employers should find out if employee opt out will adversely affect coverage.","otherTagsId":["Tracy Watts"]},{"title":"ACA Reporting Extension: Is it Possible? ","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/aca-reporting-extension-is-it-possible.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Aug 07 2015","description":"Seeking an ACA reporting extension regarding employer shared responsibility reporting could be a smart move. Here’s why.","otherTagsId":["Tracy Watts"]},{"title":"Employer View of Medicare and Medicaid at Half Century Mark ","articleTag":"Healthcare Cost \u0026 Quality","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/employer-view-of-medicare-and-medicaid-at-half-century-mark.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jul 30 2015","description":"Mercer reviews the employer view of Medicare and Medicaid on the 50th anniversary of the introduction of the programs. ","otherTagsId":["Tracy Watts"]},{"title":"Benefit Plan Checklist to Address Same Sex Marriage ","articleTag":"Benefit Flexibility","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/benefit-plan-checklist-to-address-same-sex-marriage.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jul 16 2015","description":"Same sex marriage rules such as those governing same sex spouse health coverage introduce a series of domestic partner benefits pros and cons to consider.","otherTagsId":["Tracy Watts"]},{"title":"Will DOJ Allow Health Insurance Mergers?","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/will-doj-allow-health-insurance-mergers.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jun 29 2015","description":"For those of us who experienced the major consolidation of the health care industry during the 1990s, the recent announcements of Anthem’s bid for CIGNA and Ae","otherTagsId":["Tracy Watts"]},{"title":"Retiree Medical Communication","articleTag":"Engagement","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/retiree-medical-communication.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jun 26 2015","description":"A good retiree medical communications topic is the potential for some retirees to take advantage of subsidies in the public exchange even after they turn 65.","otherTagsId":["Tracy Watts"]},{"title":"Opportunity to Improve Transparency Tool Usage","articleTag":"Engagement","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/opportunity-to-improve-transparency-tool-usage.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"May 08 2015","description":"Consumer-directed health plans (CDHPs) top of the list of key cost management strategies for employee health plans and health care consumers.","otherTagsId":["Tracy Watts"]},{"title":"Kaiser Family Foundation Report: ACA Birth Control Not Always Free ","articleTag":"Surveys \u0026 Analytics","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/despite-aca-birth-control-not-always-free.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Apr 29 2015","description":"Kaiser Family Foundation report found ACA birth control isn’t always free though it is supposed to be included in ACA employee health insurance plans.","otherTagsId":["Tracy Watts"]},{"title":"Financial Wellbeing is Key to Attraction Retention","articleTag":"Well-being \u0026 Lifestyle Benefits","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/financial-wellbeing-is-key-to-attraction-retention.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Apr 16 2015","description":"Because employee financial wellbeing concerns vary from person to person,, your financial wellbeing programs for employees should allow for personalization.","otherTagsId":["Tracy Watts"]},{"title":"Cadillac Tax Deconstructed Behind the Government s Math","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/cadillac-tax-deconstructed-behind-the-government-s-math.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Mar 13 2015","description":"Ever since the ACA was signed into law, the excise tax on high-cost plans has been the number-one concern of employers. The statute defining the excise tax is contai","otherTagsId":["Tracy Watts"]},{"title":"Cost Transparency Missing Link in Health Care Consumerism ","articleTag":"Healthcare Cost \u0026 Quality","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/cost-transparency-missing-link-in-health-care-consumerism.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jan 28 2015","description":"With cost transparency in healthcare a missing link, Mercer suggests implementing a cost transparency tool for employees.","otherTagsId":["Tracy Watts"]},{"title":"The Doctor Is Ready to Video Chat With You","articleTag":"Innovation","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/the-doctor-is-ready-to-video-chat-with-you.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jan 28 2015","description":"Mercer’s survey of employer sponsored health plans saw PPO deductibles increase and employers embrace consumer-directed plans as well as telemedicine services.","otherTagsId":["Tracy Watts"]},{"title":"Important W 2 Messaging For Employees","articleTag":"Engagement","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/important-w-2-messaging-for-employees.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jan 14 2015","description":" \r\n \r\n \r\n\r\n\r\n \r\n Normal\r\n 0\r\n \r\n \r\n \r\n \r\n false\r\n false\r\n false\r\n \r\n EN-US\r\n X-NONE\r\n X-NONE\r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n \r\n ","otherTagsId":["Tracy Watts"]},{"title":"Is CDHP the End Game for Cost Shifting","articleTag":"Benefit Flexibility","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/is-cdhp-the-end-game-for-cost-shifting.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Nov 24 2014","description":"This Emloyee Benefit News article on employers’ commitment to offering health benefits, which cites findings from two new surveys, made me wonder about the lon","otherTagsId":["Tracy Watts"]},{"title":"Election s Impact on the Affordable Care Act","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/election-s-impact-on-the-affordable-care-act.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Nov 07 2014","description":"In this podcast, Geoff Manville from Mercer’s Washington Resource Group joins me to discuss the results of the mid-term election. The Affordable Care Act will ","otherTagsId":["Tracy Watts"]},{"title":"Transitional Reinsurance Fee Form and Instructions","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/transitional-reinsurance-fee-form-and-instructions.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Oct 27 2014","description":"As promised, the Federal Government delivered the Transitional Reinsurance Fee Form (2 pages) and instructions (64 pages). They are available at pay.gov. E","otherTagsId":["Tracy Watts"]},{"title":"Understanding the New FAQ on Reference Based Pricing","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/understanding-the-new-faq-on-reference-based-pricing.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Oct 16 2014","description":"Plans that implement reference-based pricing (RBP) set a maximum amount payable for specific procedures. Higher-than-normal cost sharing applies for providers chargi","otherTagsId":["Tracy Watts"]},{"title":"HPID Questions Answered for Employers at HHS Website ","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/deadline-approaching-your-hpid-questions-answered.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Oct 01 2014","description":"Sponsors of self-funded health plans must obtain Health Plan Identifier number from the US Department of Health and Human Services.","otherTagsId":["Tracy Watts"]},{"title":"Things to Consider Before You Finalize Open Enrollment Materials ","articleTag":"Engagement","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/consider-this-before-you-finalize-open-enrollment-materials.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Sep 24 2014","description":"Consider this advice before issuing open enrollment communications about your employer medical plan.","otherTagsId":["Tracy Watts"]},{"title":"IRS Releases New PCORI Fee","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/irs-releases-new-pcori-fee.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Sep 19 2014","description":"The IRS released the PCORI fee for policy/plan years ending on or after October 1, 2014 and before October 1, 2015. The notice is three pages long and you have to re","otherTagsId":["Tracy Watts"]},{"title":"Should You Take Advantage of the ACA \u0027Glitch\u0027 … For Now?","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/should-you-take-advantage-of-the-aca-glitch-for-now.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Sep 17 2014","description":"HHS calculator allows a self-insured plan to exclude meeting minimum essential coverage health care reform requirement for preventive and wellness services.","otherTagsId":["Tracy Watts"]},{"title":"The Un COLA - Affordability Under Safe Harbor Healthcare ","articleTag":"Well-being \u0026 Lifestyle Benefits","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/affordability-safe-harbor-the-un-cola.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Aug 18 2014","description":"IRS may issue guidance to align affordability safe harbors with the individuals’ threshold to ensure safe harbor healthcare costs meet COLA adjustments.","otherTagsId":["Tracy Watts"]},{"title":"Automatic Medical Plan Enrollment Presents Challenges ","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/automatic-enrollment-presents-challenges.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Aug 08 2014","description":"One of the potential negative employee relations issues of the ACA is medical plan enrollment typically includes a pre-tax payroll deduction.","otherTagsId":["Tracy Watts"]},{"title":"Impact of Individual Mandate on Employer Plans","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/impact-of-individual-mandate-on-employer-plans.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Aug 07 2014","description":"Employers saw little, if any, growth in health plan enrollment in 2014 when the individual mandate went into effect. Our next question was whether we would see a sur","otherTagsId":["Tracy Watts"]},{"title":"ACA Reporting: Overview, Requirements \u0026 Types of Reporting ","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/aca-reporting-what-every-employer-should-do-now.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Aug 06 2014","description":"Various types of ACA Reporting outlined to help employers create priority lists.","otherTagsId":["Tracy Watts"]},{"title":"IRS Webinar on ACA Reporting","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/irs-webinar-on-aca-reporting.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Aug 06 2014","description":"The IRS is hosting an employer webinar on Aug. 14 to discuss the Section 6056 employer shared responsibility reporting requirements under the ACA. The IRS will addre","otherTagsId":["Tracy Watts"]},{"title":"Steps for a Successful Open Enrollment Season - Mercer U.S.","articleTag":"Engagement","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/steps-for-a-successful-open-enrollment-season.html","kickerTitle":"Open Enrollment ","authorTagId":["Tracy Watts"],"publishDate":"Aug 01 2014","description":"A consumer-directed health plan can help ease the transition into health care reform if voluntary benefits are a big part of the message employers communicate.","otherTagsId":["Tracy Watts"]},{"title":"ACA Top Concern Handling the Administrative Burden ","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/aca-top-concern-handling-the-administrative-burden.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jul 30 2014","description":"ACA compliance tops list of concerns expressed by employers in Mercer’s 2014 Health Care Reform survey.","otherTagsId":["Tracy Watts"]},{"title":"Now\u0027s the Time to Expand Wellness Programs to Family Members","articleTag":"Well-being \u0026 Lifestyle Benefits","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/now-s-the-time-to-expand-wellness-programs-to-family-members.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jul 21 2014","description":"Here’s why your employer health programs should expand your wellness programs to family members.","otherTagsId":["Tracy Watts"]},{"title":"Moving Sick Workers to Public Exchanges Raises Red Flags","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/moving-sick-workers-to-public-exchanges-raises-red-flags.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jun 18 2014","description":"Employers giving their sickest workers incentives to leave the employer health plan and enroll in a plan through the public exchange entail numerous risks.","otherTagsId":["Tracy Watts"]},{"title":"Starbucks Tuition Benefit A Sign of Strategies Post ACA","articleTag":"Well-being \u0026 Lifestyle Benefits","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/starbucks-tuition-benefit-a-sign-of-strategies-post-aca.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jun 18 2014","description":"How does Starbucks’ tuition reimbursement relate to health care reform? Well, they could make health care benefits less of a differentiator for employers.","otherTagsId":["Tracy Watts"]},{"title":"What One Thing Would You Change About the ACA?","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/what-one-thing-would-you-change-about-the-aca.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jun 11 2014","description":"The Wall Street Journal this week asked its online panel of experts to comment on the one thing they would change about the ACA. The five comments came primarily fro","otherTagsId":["Tracy Watts"]},{"title":"Employers Are Acting Now to Avoid the Excise Tax in 2018","articleTag":"Health Law \u0026 Policy","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/employers-are-acting-now-to-avoid-the-excise-tax-in-2018.html","kickerTitle":"","authorTagId":["Tracy Watts"],"publishDate":"Jun 03 2014","description":"I gave a presentation on the excise tax at the WorldatWork conference in Dallas last week, and a reporter for Business Insurance who was on hand covered the highligh","otherTagsId":["Tracy Watts"]},{"title":"Steph Healthcare Blog Template","articleTag":"","imageURL":"/content/dam/mercer/assets/social-media/AdobeStock_112047591-social-media-1200x630.jpg","pageUrl":"/content/mercer/north-america/us/en/our-thinking/healthcare/steph-healthcare-blog-1.html","kickerTitle":"Transparency","authorTagId":["Tracy Watts"],"publishDate":"Jul 27 2024","description":"Two sets of regulations released last week – one final, one proposed -- have the potential to make health care costs a lot more transparent. In a surprise move,","otherTagsId":[]}]
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