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For the first time since the introduction of health benefits over 40 years ago, the healthcare landscape is going through a fundamental transformation. The current environment includes complex and diverse challenges from five generations in the workforce, an aging population, rising costs, and rapidly evolving expectations. This all points to a healthcare environment that is poised for a major shift.
The Future of Government Healthcare Spending
Sorry - The Public Promise Will Change
As the government slowly reacts to current trends – there is continued shift of costs between the public system and employer-sponsored plans.
Redefining Meaningful Benefits Starts with an Open Mind
Redefining Meaningful Benefits Starts with an Open Mind: Defined contribution group benefits will become a common, even popular, option in the Canadian group healthcare market, allowing more choice, lower costs and portability.
Tomorrow’s employee will be a free-agent, well paid, under contract, receive commensurate pay (or more) as their permanent counterparts, and have personalized affordable healthcare on an exchange.
Your dance partners today will not be the same ones tomorrow:
Employers will work with dozens of specialty healthcare providers — substantially improving costs, efficiency, health outcomes, customer service and more.
It Is All About Me:
Personalized Medicine — and specifically one application, pharmacogenetics — will allow employees to receive the right care, the first time, based on their unique genetic make-up.
A truly individualized benefits program will take into consideration how you live your life – your risks factors related to developing an illness in the future – what you truly value in terms of the current benefits plans – and your needs based on where you are at in your life. A truly predictive approach to benefits.
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